This quiz works best with JavaScript enabled. Home > Class 12 > Class 12 Business Studies Chapter 9 Financial Management – Quiz 40 🏠 Homepage 📘 Download PDF Books 📕 Premium PDF Books Class 12 Business Studies Chapter 9 Financial Management Quiz 40 (25 MCQs) Quiz Instructions Select an option to see the correct answer instantly. 1. Which of the following is the liability of the bank? A) Treasury Bills. B) Commercial Papers. C) Certificate of Deposits. D) Junk Bonds. Show Answer Correct Answer: C) Certificate of Deposits. 2. Mirzatul has a monthly budget of RM1, 500 for household expenses. If she wants to reduce her spending by 15%, what is the maximum amount she can spend each month? A) RM1, 275. B) RM1, 500. C) RM1, 350. D) RM1, 200. Show Answer Correct Answer: A) RM1, 275. 3. Allows owners to buy prodcuts and services on credit from diff establishments, widely used (stretch their budget) A) Credit Card. B) Debit Card. C) Cash Card. D) Prepaid Cash Card. Show Answer Correct Answer: A) Credit Card. 4. The overall financial risk depends upon the A) Proportion of debt in the total capital. B) Proportion of equity in the total capital. C) Both of the above. D) None of the above. Show Answer Correct Answer: A) Proportion of debt in the total capital. 5. The five basic principles of finance include all of the following EXCEPT A) Cash flow is what matters. B) Money has a time value. C) Risk requires a reward. D) Incremental profits determine value. Show Answer Correct Answer: D) Incremental profits determine value. 6. Financial ratios that tell how well a company can pay off its short-term debts and meet unexpected needs for cash. A) Liquidity ratios. B) Efficiency ratios. C) Leverage ratios. D) Profitability ratios. Show Answer Correct Answer: A) Liquidity ratios. 7. Traditional approach gave importance to ..... A) Procurement of funds. B) Utilization of funds. C) Wise use of funds. D) All of the above. Show Answer Correct Answer: A) Procurement of funds. 8. Benchmarking is the continuous process of measuring products, services, and practices against the toughest competitors or those companies recognized as industry leaders A) True. B) False. C) All the above. D) None of the above. Show Answer Correct Answer: A) True. 9. Mm model irrelevance of capital structure is based on A) Cost of Dept. B) Cost of equity. C) Arbitrage process. D) All of the above. Show Answer Correct Answer: C) Arbitrage process. 10. Apa yg terjadi ketika suatu perusahaan 'profitable' tetapi collectionnya lebih lama dari payment ke suppliers? A) OK-karena masih menguntungkan. B) Perusahaan bermasalah dan bisa bangkrut. C) Perusahaan perlu focus ke EBIT. D) Cash Flow statement akan menunjukkan angka negatif. Show Answer Correct Answer: D) Cash Flow statement akan menunjukkan angka negatif. 11. We multiply foreign revenue with rate with respect to that country is A) Spot rate. B) Forward rate. C) Cash flows. D) Portfolio investments. Show Answer Correct Answer: A) Spot rate. 12. 1-Financial Management is mainly concerned with ..... A) All aspects of acquiring and utilizing financial resources for firm's activities. B) Arrangement of funds. C) Efficient Management of every business. D) Profit maximization. Show Answer Correct Answer: A) All aspects of acquiring and utilizing financial resources for firm's activities. 13. Laporan keuangan apa yang merangkum perubahan dari balance sheets? A) Income Statement ( Profit / Lost). B) Cash Flow Statement. C) Semua jawaban tidak benar. D) Income Statement & Cash flow statement. Show Answer Correct Answer: C) Semua jawaban tidak benar. 14. Businesses can practice social responsibility by donating money, products or services to social causes and nonprofits. A) ENVIRONMENTAL EFFORTS. B) PHILANTHROPY. C) All the above. D) None of the above. Show Answer Correct Answer: B) PHILANTHROPY. 15. Who should attend financial management training? A) Only those with skills in business analyst. B) Only those with accounting experience. C) Both accounting and non-accounting personnel. D) Only those with finance experience. Show Answer Correct Answer: C) Both accounting and non-accounting personnel. 16. What is the significance of financial ratios in management? A) Financial ratios have no impact on strategic planning. B) Financial ratios are primarily used for tax calculations. C) Financial ratios are only useful for investors. D) Financial ratios help management assess performance, make informed decisions, and identify trends. Show Answer Correct Answer: D) Financial ratios help management assess performance, make informed decisions, and identify trends. 17. Compounding technique is used to: A) Find out the future value of money. B) Find out both present and future value of money. C) Find out the present value of money. D) None of the above. Show Answer Correct Answer: A) Find out the future value of money. 18. Firms can avoid Floatation Cost by raising funds through loan. A) True. B) False. C) All the above. D) None of the above. Show Answer Correct Answer: B) False. 19. Money given value by the government through a fiat or decree A) Fiat/Fiduciary Money. B) Representative Money. C) All the above. D) None of the above. Show Answer Correct Answer: A) Fiat/Fiduciary Money. 20. Mr Ali and his wife intend to buy a house within six years after getting married. Their total monthly income is RM4500 and their total fixed and variable expenses is RM3450. They plan to buy an apartment of RM302 400 with a down payment of RM30 240. How much is the monthly savings that need to be saved by Mr Ali and his wife to achieve their goal. A) RM420. B) RM630. C) RM1050. D) RM3780. Show Answer Correct Answer: A) RM420. 21. Which objective is universally accepted in financial management? A) Profit maximization. B) Sales maximization. C) Wealth maximization. D) Cost minimization. Show Answer Correct Answer: C) Wealth maximization. 22. Financial manger tries to identify investment opportunities that work more to the firm then the cost to acquire it A) Working capital Mangment. B) Capital Budgeting decision. C) Agency cost. D) Capital structure design. Show Answer Correct Answer: B) Capital Budgeting decision. 23. What practices can be done to reduce agency cost? A) Giving investment. B) Paying salary. C) Corporate governance. D) Dividend. Show Answer Correct Answer: C) Corporate governance. 24. What does ARM stand for? A) An appendage from your torso with a hand and elbow. B) Adjustable rate mortgage. C) Adjustable rate money. D) Adjustable ratio mortgage. Show Answer Correct Answer: B) Adjustable rate mortgage. 25. What is installment credit? A) When you repay a loan over a set period of time with smaller payments to add up to a big payment. B) When you have to pay off the balance in full 30 days after you make the purchase. C) All the above. D) None of the above. Show Answer Correct Answer: A) When you repay a loan over a set period of time with smaller payments to add up to a big payment. ← PreviousNext →Related QuizzesClass 12 Business Studies Chapter 9 Financial Management Quiz 1Class 12 Business Studies Chapter 9 Financial Management Quiz 2Class 12 Business Studies Chapter 9 Financial Management Quiz 3Class 12 Business Studies Chapter 9 Financial Management Quiz 4Class 12 Business Studies Chapter 9 Financial Management Quiz 5Class 12 Business Studies Chapter 9 Financial Management Quiz 6Class 12 Business Studies Chapter 9 Financial Management Quiz 7Class 12 Business Studies Chapter 9 Financial Management Quiz 8Class 12 Business Studies Chapter 9 Financial Management Quiz 9Class 12 Business Studies Chapter 9 Financial Management Quiz 10 🏠 Back to Homepage 📘 Download PDF Books 📕 Premium PDF Books