This quiz works best with JavaScript enabled. Home > Class 12 > Class 12 Business Studies Chapter 9 Financial Management – Quiz 41 🏠 Homepage 📘 Download PDF Books 📕 Premium PDF Books Class 12 Business Studies Chapter 9 Financial Management Quiz 41 (25 MCQs) Quiz Instructions Select an option to see the correct answer instantly. 1. Making payments on time each month will A) Improve your credit score. B) Hurt your credit score. C) All the above. D) None of the above. Show Answer Correct Answer: A) Improve your credit score. 2. Shell of a mollusk; first used in China, widely and longest currency in history A) Cowrie shell. B) Cattle. C) Wampum. D) Metals. Show Answer Correct Answer: A) Cowrie shell. 3. The funds raised by the issue of ..... are the best from the risk point of view for the company. A) Equity shares. B) Debentures. C) Both (A) & (B). D) None of the above. Show Answer Correct Answer: A) Equity shares. 4. A fixed asset should be financed through: A) A long-term liability. B) A short-term liability. C) A mix of long and short-term liabilities. D) Current liability. Show Answer Correct Answer: A) A long-term liability. 5. What is the significance of cash flow in financial management? A) Cash flow has no impact on investment decisions. B) Cash flow is irrelevant to business operations. C) Cash flow is essential for assessing liquidity, solvency, and financial health. D) Cash flow is only important for tax purposes. Show Answer Correct Answer: C) Cash flow is essential for assessing liquidity, solvency, and financial health. 6. Choose the correct way to evaluate financial position. A) Credit statement. B) Balance sheet. C) Credit flow. D) Budget. Show Answer Correct Answer: B) Balance sheet. 7. Alat yang digunakan perusahaan untuk menilai kinerja keuangan perusahaan berdasarkan data perbandingan masing-masing pos dalam laporan keuangan, disebut: A) Neraca & Rugi Laba. B) Activity Ratio. C) Ratio perputaran uang. D) Analisa Ratio Keuangan. Show Answer Correct Answer: D) Analisa Ratio Keuangan. 8. What is the present value annuity due factor of $ 1 at a discount rate of 15% for 15 years? A) $ 5.8474. B) $ 6.7245. C) 7.1324. D) 8.5143. Show Answer Correct Answer: B) $ 6.7245. 9. What is the impact of the COVID-19 pandemic on the global economy? A) Increased rate of return on investments. B) Stable financial markets. C) Rapid economic downturns in many countries. D) Positive economic growth. Show Answer Correct Answer: C) Rapid economic downturns in many countries. 10. What is the primary function of the primary market? A) Dealing with securities issued for the first time. B) Promoting liquidity of financial assets. C) Trading previously issued securities. D) Providing investment advice. Show Answer Correct Answer: A) Dealing with securities issued for the first time. 11. Which of the following is an example of an Information System used in business? A) Social Media Platforms. B) Enterprise Resource Planning (ERP) Systems. C) Online Banking. D) Ride-Sharing Apps. Show Answer Correct Answer: B) Enterprise Resource Planning (ERP) Systems. 12. A high Debt-to-Equity Ratio for an airline indicates: A) Low financial risk. B) Heavy reliance on owner's funds (equity). C) High leverage and reliance on borrowed funds (debt). D) Superior operational efficiency. Show Answer Correct Answer: C) High leverage and reliance on borrowed funds (debt). 13. FW Co is expecting a receipt of $ 10, 000 (in real terms) in 1 year's time.If FW Co expects inflation to increase, and receipts are expected to rise in line with the general rate of inflation, what impact will this have on the present value of that receipt? A) Nil. B) Reduce. C) Increase. D) Cannot say. Show Answer Correct Answer: A) Nil. 14. Pengertian dari managemen keuangan salah sbb: A) Segala kegiatan & aktifitas keuangan dalam perusahaan untuk mengatur mengelola uang yang didapat dari penjualan. B) Segala kagiatan / aktifitas yg berhubungan bagimana cara memperoleh pendanaan modal kerja, mengalokasikan dana & mengelola asset untuk mencapai tujuan utama perusahaan. C) Bagaimana memanage keuangan dalam suatu perusahaan demi keuntungan perusahaan. D) Cara mengatur keuangan rumah tangga. Show Answer Correct Answer: B) Segala kagiatan / aktifitas yg berhubungan bagimana cara memperoleh pendanaan modal kerja, mengalokasikan dana & mengelola asset untuk mencapai tujuan utama perusahaan. 15. Bob works a long day of 14 hours, he makes $ 12.50 per hour-what is his gross pay for that day? (remember 8 hours is a day) A) $ 212.50. B) $ 112.50. C) $ 200.00. D) $ 185.50. Show Answer Correct Answer: A) $ 212.50. 16. Urgency method is suitable for short term projects A) True. B) False. C) All the above. D) None of the above. Show Answer Correct Answer: A) True. 17. EBIT = Rs.1, 50, 000; Operating Leverage = 2; Contribution=? A) Rs.5, 00, 000. B) Rs.3, 00, 000. C) Rs.4, 00, 000. D) Rs.1, 00, 000. Show Answer Correct Answer: B) Rs.3, 00, 000. 18. Berdasarkan tips yang disajikan, apa yang tidak termasuk dalam cara mengelola utang? A) Menetapkan prioritas pembayaran. B) Membuat anggaran untuk setiap kebutuhan. C) Menggunakan kartu kredit secara berlebihan. D) Mencari alternatif pembiayaan yang lebih murah. Show Answer Correct Answer: C) Menggunakan kartu kredit secara berlebihan. 19. What out of the following is the effect of optimum capital structure? A) Capital cost-minimum. B) Total value of company-maximum. C) Both (a) and (b). D) Market price of shares minimum. Show Answer Correct Answer: C) Both (a) and (b). 20. Discounting formula A) FV = PV (1+i)$^{n}$. B) PV = FV / (1+i)$^{n}$. C) EAR = (i/m.n)-1. D) FVa=\{1-(1/(1+i)$^{n}$)\}/i. Show Answer Correct Answer: B) PV = FV / (1+i)$^{n}$. 21. What are the different methods of financial analysis? A) Ratio analysis, trend analysis, comparative analysis, and cash flow analysis. B) Budget analysis, risk analysis, investment analysis. C) Qualitative analysis, quantitative analysis, predictive analysis. D) Regression analysis, forecasting, variance analysis. Show Answer Correct Answer: A) Ratio analysis, trend analysis, comparative analysis, and cash flow analysis. 22. A ball costs $ 5. Tax is 6%. Find the amount of tax for the ball. A) .35. B) .25. C) .30. D) .31. Show Answer Correct Answer: C) .30. 23. A bank account where you can store money you don't need right away but keep it easily available and safe. You usually earn interest on this type of account. A) Checking Account. B) FICO score. C) Credit. D) Savings account. Show Answer Correct Answer: D) Savings account. 24. Companies with a higher growth pattern are likely to: A) Pay lower dividends. B) Pay higher dividends. C) Dividends are not affected by growth considerations. D) None of the above. Show Answer Correct Answer: A) Pay lower dividends. 25. What can happen if taxes are not planned appropriately? A) Increased savings. B) Higher spending. C) Lower investments. D) Better financial decisions. Show Answer Correct Answer: B) Higher spending. ← PreviousNext →Related QuizzesClass 12 Business Studies Chapter 9 Financial Management Quiz 1Class 12 Business Studies Chapter 9 Financial Management Quiz 2Class 12 Business Studies Chapter 9 Financial Management Quiz 3Class 12 Business Studies Chapter 9 Financial Management Quiz 4Class 12 Business Studies Chapter 9 Financial Management Quiz 5Class 12 Business Studies Chapter 9 Financial Management Quiz 6Class 12 Business Studies Chapter 9 Financial Management Quiz 7Class 12 Business Studies Chapter 9 Financial Management Quiz 8Class 12 Business Studies Chapter 9 Financial Management Quiz 9Class 12 Business Studies Chapter 9 Financial Management Quiz 10 🏠 Back to Homepage 📘 Download PDF Books 📕 Premium PDF Books